SISTEM BAGI HASIL DEPOSITO MUDHARABAH BANK MUAMALAT INDONESIA CABANG KENDARI

ASMAR (NIM. 15050102080), A (2023) SISTEM BAGI HASIL DEPOSITO MUDHARABAH BANK MUAMALAT INDONESIA CABANG KENDARI. Other thesis, IAIN KENDARI.

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Abstract

ABSTRAK
ASMAR (NIM. 15050102080) “Sistem Bagi Hasil Deposito
Mudharabah Bank Muamalat Indonesia Cabang Kendari”.
Pembimbing I : Dr.Husain Insawan, M.Ag., Pembimbing II : Sodiman,
M.Ag
Penelitian ini mendeskripsikan tentang penerapan sistem bagi
hasil pada produk deposito mudharabah yang ditawarkan Bank
Muamalat Indonesia cabang Kendari. Penelitian ini bertujuan
mengetahui sistem bagi hasil produk deposito mudharabah yang
ditawarkan Bank Muamalat Indonesia cabang Kendari agar masyarakat
memahami tentang produk-produk unggulan bank syariah dari Bank
Muamalat.Subyek penelitian adalah karyawan dan pimpinan Bank
Muamalat Indonesia Cabang Kendari seperti Customer Service,
Operation Officer, dan Sub Branch Manager sertanasabah Bank
Muamalat cabang Kendari. Jenis penelitian ini adalah kualitatif
deskriptif menggunakan teknik wawancara mendalam dan studi
dokumentasi untuk mengumpulkan data, kemudian diolah dan
dianalisis dengan menggunakan langkah reduksi data, display data dan
verifikasi data. Penelitian ini mengungkapkan bahwa deposito
mudharabah pada Bank Muamalat Indonesia Cabang Kendari
disalurkan melalui produk IB Muamalat berdasarkan akad mudharabah
muthlaqah yang tidak bertentangan dengan prinsip syariah dan
menawarkan kenyamanan, kemudahan, fleksibel dan berbagai
keuntungan bagi nasabah. Distribusi bagi hasil produk deposito
mudharabahBank Muamalat Indonesia cabang Kendarimenggunakan
prinsip profit sharingyaitu pendapatan yang dibagikan kepada nasabah
merupakan pendapatan bersih.Penelitian ini merekomendasikan agar
pihak Bank Muamalat memasifkan pemasaran mengenai produk�produk berbasis syariah, menyiapkan sumber daya manusia yang
profesional dan memiliki basicperbankan syariah serta secara kontinu
melakukan inovasi dalammewujudkan kepuasan nasabah.
Kata kunci: Bank Syariah, Bagi Hasil, DeABSTRACT
ASMAR (NIM. 15050102080) “Results Sharing System for
Mudharabah Bank Muamalat Indonesia Kendari Branch ”. Supervisor
I: Dr.Husain Insawan, M.Ag., Supervisor II: Sodiman, M.Ag
This research describes the application of the revenue sharing
system to the mudharabah deposit products offered by the Indonesian
Muamalat Bank Kendari branch. The research aims to find out the
profit sharing system of the Mudharabah deposit product offered by the
Indonesian Muamalat Bank Kendari branch so that the public
understands the superior products of the sharia bank from the
Muamalat Bank. The research subjects are employees and leaders of
the Bank Muamalat Indonesia Kendari Branch such as Customer
Service, Operation Officer, and Sub Branch Manager sertanasabah
Bank Muamalat Kendari branch. This type of research is qualitatively
descriptive using in-depth interview techniques and documentation
studies to collect data, then processed and analyzed using data
reduction steps, data displays and data verification. This research
revealed that mudharabah deposits at the Muamalat Bank Indonesia
Kendari Branch were channeled through IB Muamalat products based
on the mudharabah muthlaqah which did not conflict with sharia
principles and offered comfort, convenience, flexible and various
benefits for the customer. Distribution of the yield of mudharabah
deposit products Bank Muamalat Indonesia Kendari branch uses the
principle of profit sharing ie the income distributed to customers is net
income. This study recommends that the Muamalat Bank pass
marketing on sharia-based products, prepare professional human
resources and have basicbanking sharia and continuously innovate in
realizing customer satisfaction.
Keywords: Sharia Bank, Revenue Sharing, Mudharabah Deposit
posito Mudharabah

Item Type:	Thesis (Other)
Additional Information:	Kata kunci: Bank Syariah, Bagi Hasil, Deposito Mudharabah
Uncontrolled Keywords:	Kata kunci: Bank Syariah, Bagi Hasil, Deposito Mudharabah
Subjects:	Ekonomi > Bank Islam Ekonomi > Ekonomi Islam
Divisions:	Fakultas Ekonomi dan Bisnis Islam > Prodi Perbankan Syariah
Depositing User:	Unnamed user with username asni
Date Deposited:	18 Oct 2024 01:16
Last Modified:	18 Oct 2024 01:16
URI:	http://digitallib.iainkendari.ac.id/id/eprint/3421

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