Kisma iNabila, iNIM: i2020050102075, K (2024) IMPLEMENTASI iMODAL iSOSIAL iUNTUK iMENGATASI iKREDIT iBERMASALAH iPADA iBANK iPERKREDITAN iRAKYAT iBAHTERAMAS iKOTA iKENDARI. Other thesis, IAIN Kendari.
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Abstract
iABSTRAK
Kisma iNabila, iNIM: i2020050102075. iImplementasi iModal iSosial
iUntuk iMengatasi iKredit iBermasalah iPada iBank iPerkreditan
iRakyat iBahteramas iKota iKendari. iFakultas iEkonomi idan iBisnis
iIslam, iInstitut iAgama iIslam iNegeri iKendari imelalui iPembimbing
iI iBapak iAlfian iToar, iS.P., iMM idan iPembimbing iII iIbu iAnita
iRezki, iM.Pd.
Tujuan ipenelitian iini iadalah imendeskripsikan iperan imodal
isosial idalam imengatasi ikredit ibermasalah, iprosedur ipelaksanaan
ipemberian ikredit idan ibagaimana ipenyelesaian ikredit ibermasalah
idi iPD. iBPR iBahteramas iKota iKendari. iJenis ipenelitian iyang
idigunakan ipenelitian ideskriptif ikualitatif idengan imetode
ipengumpulan idata iberupa iobservasi, iwawancara idan idokumentasi.
iRuntut iwaktu ipenelitian iini idilakukan isejak iBulan iFebruari i2024
iSampai idengan iMaret i2024.
Hasil ipenelitian iini imenggambarkan ibahwa iyang ipertama
iPeran imodal isosial idalam imengatasi ikredit ibermasalah idi iPD.
iBPR iBahteramas iKota iKendari ididasari ipada ikeyakinan idan
ikepercayaan iterhadap inasabah. iKedua iProsedur ipemberian ikredit
imelalui ibeberapa itahapan iatau ilangkah-langkah, itujuannya iuntuk
imeminimalisir ikesalahan idalam imemilih icalon ipeminjam idari
iresiko-resiko iyang iharus iditanggung ioleh iPD. iBPR iBahteramas
iKota iKendari idalam imemberikan ikredit. iKetiga iProses
imenangani ikredit ibermasalah ipada inasabah imenggunakan ikonsep
isesuai iperaturan idan ilangkah-langkah iyang iterarah ihal iini
ibertujuan imengurangi ihambatan-hambatan ipada iupaya iperbaikan
idalam imenyelesaikan ikredit ibermasalah. iAdapun ilalangkah
langkah iyang idilakukan iyaitu imusyawarah, ipenagihan idan
ipenyitaan. iPenelitian iini imerekomendasikan iacuan idan
ipertimbangan inasabah idalam imenjaga inama ibaik iserta itanggung
ijawab, imeminimalisir iterjadinya ikredit imacet imelalui iprinsip
ikehati-hatian, idan isikap iprofesional, iintegritas idalam iprosedur
ipemberian ikredit, itanpa imelihat iadanya ihubungan ikeluarga iantara
ikrediturdengan ipihak ibank.
Kata ikunci : iModal iSosial, iProsedur iKredit, iPenanganan iKredit
iMacet, iPD. iBPR iBahteramas iKota iKendari.
ABSTRACT
Kisma iNabila, iNIM: i2020050102075. iImplementation iof iSocial
iCapital ito iOvercome iProblematic iCredit iat ithe iBahteramas
iPeople's iCredit iBank, iKendari iCity. iFaculty iof iIslamic
iEconomics iand iBusiness, iKendari iState iIslamic iInstitute
ithrough iSupervisor iI iMr. iAlfian iToar, iS.P., iMM, iand
iSupervisor iII iMrs. iAnita iRezki, iM.Pd.
The iaim iof ithis iresearch iis ito idescribe ithe irole iof
isocial icapital iin iovercoming iproblem iloans, iprocedures ifor
iimplementing icredit, iand ihow iproblem iloans iare iresolved iin iPD.
iBPR iBahteramas iKendari iCity. iThe itype iof iresearch iused iis
iqualitative idescriptive iresearch iwith idata icollection imethods iin
ithe iform iof iobservation, iinterviews, iand idocumentation. iThe itime
iseries ifor ithis iresearch iwas icarried iout ifrom iFebruary i2024 ito
iMarch i2024.
The iresults iof ithis iresearch iillustrate ifirst, ithe irole iof
isocial icapital iin iovercoming iproblematic icredit iin iPD. iBPR
iBahteramas iKendari iCity iis ibased ion iconfidence iand itrust iin
icustomers. iSecond, ithe icredit igranting iprocedure igoes ithrough
iseveral istages ior isteps, ithe iaim iof iwhich iis ito iminimize ierrors
iin iselecting ipotential iborrowers ifrom ithe irisks ithat imust ibe
iborne iby ithe iPD. iBPR iBahteramas iKendari iCity iin iproviding
icredit. iThird, ithe iprocess iof ihandling iproblem iloans ifor
icustomers iuses iconcepts iaccording ito iregulations iand itargeted
isteps, ithis iaims ito ireduce iobstacles ito iimprovement iefforts iin
iresolving iproblem iloans. iThe isteps itaken iare ideliberation,
icollection, iand iconfiscation. iThis iresearch irecommends ireferences
iand iconsiderations ifor icustomers iin imaintaining itheir igood iname
iand iresponsibility, iminimizing ithe ioccurrence iof ibad icredit
ithrough ithe iprinciple iof iprudence, iand ia iprofessional iattitude,
iand iintegrity iin icredit igranting iprocedures, iregardless iof ithe
ifamily irelationship ibetween ithe icreditor iand ithe ibank.
Keywords : iSocial iCapital, iCredit iProcedures, iHandling iBad
iCredit, iPD. iBPR iBahteramas iKendari iCity.
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Kata ikunci : iModal iSosial, iProsedur iKredit, iPenanganan iKredit iMacet, iPD. iBPR iBahteramas iKota iKendari. |
| Uncontrolled Keywords: | Kata ikunci : iModal iSosial, iProsedur iKredit, iPenanganan iKredit iMacet, iPD. iBPR iBahteramas iKota iKendari. |
| Subjects: | 300 Ilmu Sosial > 332 Ekonomi Keuangan > 332.041 Modal, Permodalan 300 Ilmu Sosial > 332 Ekonomi Keuangan > 332.7 Kredit Ekonomi > Bank |
| Divisions: | Fakultas Ekonomi dan Bisnis Islam > Prodi Perbankan Syariah |
| Depositing User: | Unnamed user with username asni |
| Date Deposited: | 18 Oct 2024 02:45 |
| Last Modified: | 18 Oct 2024 02:45 |
| URI: | http://digitallib.iainkendari.ac.id/id/eprint/3424 |
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