PENGARUH, TINGKAT, SUKU, BUNGA, DAN, NISBAH. BAGI, HASIL, TERHADAP, PENGHIMPUNAN, DANA, PIHAK, KETIGA. (,DPK,) PADA, PERBANKAN, SYARIAH, INDONESIA, (,Studi, pada, Bank, Umum, Syariah, yang, Terdaftar, di, OJK,)

Yanti. NIM 19050102044., Y (2023) PENGARUH, TINGKAT, SUKU, BUNGA, DAN, NISBAH. BAGI, HASIL, TERHADAP, PENGHIMPUNAN, DANA, PIHAK, KETIGA. (,DPK,) PADA, PERBANKAN, SYARIAH, INDONESIA, (,Studi, pada, Bank, Umum, Syariah, yang, Terdaftar, di, OJK,). Other thesis, IAIN Kendari.

	Text 1. COVER.pdf Download (1MB)
	Text 2. BAB I.pdf Download (404kB)
	Text 3. BAB II.pdf Download (499kB)
	Text 4. BAB III.pdf Download (485kB)
	Text 5. BAB IV.pdf Download (1MB)
	Text 6. BAB V.pdf Download (229kB)
	Text 7. DAFTAR PUSTAKA.pdf Download (297kB)
	Text 8. LAMPIRAN.pdf Download (499kB)

Abstract

ABSTRAK
Yanti. NIM 19050102044. Program Studi Perbankan Syariah
Institut Agama Islam Negeri (IAIN) Kendari, “Pengaruh Tingkat
Suku Bunga dan Nisbah Bagi Hasil Terhadap Penghimpunan Dana
Pihak Ketiga (DPK) pada Perbankan Syariah Indonesia (Studi pada
Bank Umum Syariah yang Terdaftar di OJK)”. Melalui bimbingan
Dr. Rusdin Muhalling M.Ei dan Miswar Rohansyah SE, M. SA,
AK.
Dana, Pihak, Ketiga, (.DPK.) ,pada ,Bank, .Umum ,Syariah (.BUS.)
merupakan, dana, yang, bersumber dari, masyarakat, luas, yang, dihimpun.
,oleh ,bank melalui produk yang ditawarkan seperti tabungan, deposito
dan giro berdasarkan pada prinsip syariah. Pergerakan ,dana ,pihak
,ketiga dapat ,dipengaruhi oleh beberapa ,factor eksternal maupun
,internal dari ,pada bank, itu. ,sendiri. Penelitian ini bertujuan untuk
menguji apakah tingkat suku bunga dan ,nisbah bagi, ,hasil ,berpengaruh
terhadap, penghimpunan dana, ,pihak ,ketiga ,,,pada bank umum syariah,
yang telah ,terdaftar di OJK periode 2015-2021 secara parsial dan
simultan. Penelitian., ini adalah penelitian., ,kuantitatif, sumber ,data
menggunakan ,data .,sekunder .,dengan bentuk, time., series, sebanyak 84
.,sampel. Metode yang. , digunakan, dalam penelitian ini merupakan
metode regresi linear berganda dengan bantuan program SPSS versi 25.
Hasil., penelitian .,secara ,parsial (uji., t) menunjukan bahwa.,., variabel,
tingkat suku bunga ,berpengaruh, negatif dan signifikan ,terhadap ,dana
.,pihak .,ketiga dan, variabel nisbah bagi hasil ,.berpengaruh positif dan
signifikan ,.terhadap dana,. Pihak .,ketiga. Secara simultan (uji f)
menunjukan bahwa tingkat suku bunga dan nisbah bagi hasil
berpengaruh terhadap dana pihak ketiga pada bank umum syariah di
Indonesia.
Kata Kunci: Suku Bunga, Bagi Hasil, Dana. Pihak .,Ketiga (.DPK.)
dan Bank., Umum., Syarih (.BUS.).
ABSTRACT
Yanti. NIM 19050102044. Islamic Banking Study Program
Kendari State Islamic Institute (IAIN),"The Influence of Interest
Rates and Profit Sharing Ratios on Collection of Third Party Funds
(DPK) in Indonesian Sharia Banking (Studies on Islamic
Commercial Banks Registered at OJK)".Through the guidance of
Dr. Rusdin Muhalling M.Ei and Miswar Rohansyah SE, M.SA,
AK.
Third Party Funds (DPK) at Islamic Commercial Banks (BUS) are
funds originating from the wider community which are collected by
banks through the products they offer such as savings, time deposits
and demand deposits which are based on sharia principles. The
movement of third party funds ,can be., influenced by., ,several .,external
and., internal .,factors rather than the, bank itself. This .,study aims to test
whether interest rates and profit sharing ratios affect the .,collection ,of
third .,party funds., at Islamic., commercial, banks .,registered , .with ,the .,OJK
for the, 2015-2021 period, partially and simultaneously. This research is
a quantitative research, the data source uses secondary data in a form
time series as many as 84 samples. The method used in this study is the
multiple linear regression method with the help of the SPSS version 25
program. The results of the partial study (t test) show that the interest
rate variable has a negative and significant effect on third party funds
and the profit sharing ratio variable has a positive and significant on
third party funds. third. Simultaneously (f test) shows that interest rates
and profit sharing ratios affect third party funds at sharia commercial
bank in Indonesia.
Keywords: Interest Rates, Profit Sharing, Third Party Funds
(DPK) and Sharia Commercial Bank (BUS).

Actions (login required)

View Item